Stop getting rejected by traditional lenders. ThinFile+ converts your international bank history, revenue traction, and immigration journey into a standardized credit package that unlocks corporate cards, credit lines, and loans—without predatory terms.
Your successful business in your home country doesn't count here
Banks can't assess your true creditworthiness with limited local data
High-interest loans that drain your working capital
Growth stalled while waiting months for credit approval
ThinFile+ doesn't just look at your local credit score. We analyze your complete financial story:
Our AI converts these overlooked signals into a standardized, auditable credit package that lenders understand and trust.
Upload your global bank statements, business invoices, and immigration documents through our encrypted platform
Our algorithms analyze patterns in your financial behavior, business growth, and payment history
Generate a comprehensive, lender-ready profile that showcases your true creditworthiness
Connect with pre-qualified lenders who understand and accept alternative credit assessment
Get approved in days, not months. Our lender network understands your profile immediately.
Higher credit limits and lower interest rates based on your true financial strength.
Your international experience finally counts toward your US credit profile.
Understand exactly how your profile is built and what lenders see.
Your data is encrypted and protected with enterprise-level security.
Personal guidance from credit experts who understand the immigrant founder journey.
Track your credit profile strength, monitor application progress, and access your approved credit products—all in one intuitive dashboard.
"After two years of rejections, ThinFile+ got me approved for a $50K credit line in just one week. My business in India finally mattered to US lenders."
"The process was transparent and respectful. They understood that my track record in Nigeria was valuable, not a liability."
"Traditional banks saw risk. ThinFile+ saw opportunity. Now I have three corporate cards and the working capital to scale."
One-time fee
One-time fee
For investment firms
Traditional credit reports only look at US-based credit history. ThinFile+ analyzes your global financial behavior, business performance, and immigration journey to create a comprehensive picture of your creditworthiness.
Yes. We use bank-grade encryption and security protocols. Your data is never shared without your explicit consent, and we comply with all US data protection regulations.
Typically: 12-24 months of global bank statements, business invoices/revenue records, immigration documents (visa, green card), and any existing US credit reports. We provide a detailed checklist after signup.
Profile generation takes 3-5 business days after document submission. Lender introductions typically happen within 7-10 days, with credit decisions following in 1-2 weeks.
Our Credit Profile Plus package includes dedicated support to strengthen your profile and connect you with additional lenders. We also provide detailed feedback on improving your creditworthiness.
While our primary focus is Seattle-based immigrant founders, many of our lender partners operate nationally. We're expanding to other major startup hubs soon.
Join hundreds of immigrant founders who've already transformed their financial future with ThinFile+
✓ No upfront payment required ✓ 7-day money-back guarantee